🕐 Data updated: 2 Jul 2026

HomeBrokers › XTB

XTB logo

XTB medium popularity

FSCFCACySECVPBGS
7.72/10
Honest score
Good pick
Withdrawals7.5
Regulation7
Funding options6.5
Local support7
💵 Min deposit0
⚡ Max leverage1:500
💳 FundingCards · e-wallet
🗣️ Local supportpartial

💳 Deposit by cards, e-wallets, bank transfer. Withdrawals are usually smooth, though some delays are reported.

What traders say ★ 3.4 · 2,500+

★★★★★

Helpful constructiv

GABOR · Jul 2026
★★★★★

XTB ONLINE INVESTING

Lukáš · Jul 2026
★★★★★

Its great experience,

WILMAN · Jul 2026
★★★★★

Good......

CĂTĂLIN-CONSTANTIN · Jul 2026
★★★★★

Fast & safety & da Best

Kis · Jul 2026
★★★★★

The company has an application, that is very eas5to use.

Deak · Jul 2026
★★★★★

Very nice that you get some questions to search before you invest

Laura · Jul 2026
★★★★★

Actually, I'm new to investing, but they recommended investing here.

LUIS · Jul 2026
★★★★★

The best trading app I have.

Dariusz · Jul 2026
★★★★★

Ok verry good

AN · Jul 2026
★★★★★

Application really clear and easy.

Mr · Jul 2026
★★★★★

This is very good 😊 app

RAJA · Jul 2026
★★★★★

Good and best

SUSI · Jul 2026
★★★★★

Great Apps for foreign stock trading

EDY · Jul 2026
★★★★★

Very gooooood

OANA-MARIA · Jun 2026
★★★★★

Its doing great

Umaru · Jun 2026
★★★★★

good experience

VIYAN · Jun 2026
★★★★★

Good Try to be better

MANDRI · Jun 2026
★★★★★

The best...

TRIYANTO · Jun 2026
★★★★★

Excelet, good, best

DHONI · Jun 2026
★★★★☆

User friendly

FV · Jun 2026
★★★★★

Thas good app

JESUS · Jun 2026

Read all reviews on Trustpilot →

Bottom line

XTB is a medium-popularity choice among traders worldwide, scoring 7.72/10 on our scale. Opening an account takes just a few minutes — start with the button above.

Strengths

  • Long operating history and listed-company transparency (parent listed on Warsaw Stock Exchange, WSE:XTB) repeatedly cited as a credibility anchor across independent review sites and Thai-language broker sites (ThaiBrokerForex, BrokerChooser, TradersUnion, FXEmpire)
  • Proprietary xStation platform consistently rated clean/user-friendly across review aggregators and user-comment summaries (ThaiBrokerForex, ForexBrokers.com, Trustpilot positive segment, Reddit community summary)
  • No stated minimum deposit to open an account, confirmed directly on XTB's own official fee page

Weaknesses

  • Recurring, 2026-dated pattern of withdrawal friction across 4 independent sources (Trustpilot, ForexPeaceArmy, Reddit r/Forex community summary, Sitejabber/ScamAdviser aggregated commentary): blocked/delayed withdrawals, inconsistent timeline promises (same-day vs 2-3 days vs 5 business days vs multi-week), and SMS/verification loops. This is a MIXED signal, not a uniform denial pattern — positive reports exist on the same platforms.
  • No MetaTrader 4/5 support, proprietary xStation only — a real constraint for EA/algorithmic traders (ThaiBrokerForex + general cross-review consensus; 2 solid sources, medium confidence)
  • High relative cost on gold/commodities, described as unsuitable for gold scalping (ThaiBrokerForex ~5.83 pip XAUUSD spread; ForexPeaceArmy complaints about high spreads more broadly) — 2 sources, medium confidence, short of full 3-source majority
  • Inactivity fee applies after roughly 1 year of no trading activity (ThaiBrokerForex — single explicit source retrieved this session; treat as lower-confidence pending a second independent confirmation)
  • Currency-conversion fee (~0.5%) applies when funding/trading in a non-base currency — relevant to Thai clients since XTB does not offer a native THB account currency (XTB's own fee page confirms conversion fees may apply; Sitejabber-aggregated summary cites the 0.5% figure) — 2 sources

🕐 Data updated: 2 Jul 2026 — each review shows its own "Data as of" date.

Open account / read full terms → (affiliate link — disclosed, never changes a verdict)